In Spain the size of the digital economy has reached 19% of the GDP in 2019 and the current situation due to COVID-19 has increased e-commerce and teleworking and will continue to do so as these tools and habits have come to stay. The increase in digital payments, remote meetings, and teleworking has converted all of us into online workers, users and consumers, revolutionizing the ways we are communicating, working, leisuring and playing.It has certainly made our life much easier in many aspects, but it has also left us exposed to a complete new range of cyber risks, in your private lives and your business whatever their size.It has become very common to have ransomware infiltrate your networks and computers. Phishing scams, malware attacks, data theft, etc… are becoming increasingly common becoming one of the top economic frauds.  All of this requires new strategies to protect your data and software systems, including employee training, updated software and IT systems, and getting Cyber risk insurance which will provide your expert service to handle the disruption this attacks bring and the economic damages and liabilities that creates.